Most offices, including banks, are open 9 a.m.–5 or 5:30 p.m. on weekdays. Shop hours vary greatly, but with the exception of smaller boutiques or antiques stores, which often have limited hours, most stores are open at least 10 or 11 a.m.–6 or 7 p.m. Monday–Saturday, and are closed or have very limited hours on Sunday. Many downtown shops stay open as late as 9 p.m. on Wednesday evening to accommodate after-work shoppers.

Most restaurants serve food until 9 or 10 p.m. on weeknights and until 10 or 11 p.m. on weekends, with some restaurants in the most active parts of town (like Rittenhouse Square, Old City, South Street, Northern Liberties, and Manayunk) offering late-night menus. Many bars serve food until midnight or 1 a.m. and some Chinatown restaurants stay open until 3 a.m. Other than that, late-night dining is generally limited to diners and cheesesteak and pizza joints—some of which are open 24 hours. With the exception of a few private clubs and after-hours clubs, bars in Philadelphia close at 2 a.m. sharp.